Senior Risk Manager
Before the Risk
Risk assessments and risk management for businesses and property owners, before a loss happens.
Visit Before the RiskFounder & CEO
Dominican Chamber of Commerce of Florida
Uniting Dominicans across Florida and supporting business owners and young entrepreneurs with education, connections and guidance.
About
Through Before the Risk, I serve as Senior Risk Manager. We work with businesses and property owners before anything goes wrong: we assess their properties and operations, identify where they are exposed, and build a plan to reduce that risk.
Before the Risk also brings the right people together. When a client needs a licensed or specialized professional, we connect them with trusted partners, so their protection is handled in one place. We also provide loss consulting to attorneys, contractors and other professionals.
I founded the Dominican Chamber of Commerce of Florida to unite Dominicans across the state. The chamber supports business owners and young entrepreneurs with education, connections and guidance, and works to open doors for the next generation of leaders.
I bring more than 20 years in property and casualty insurance to this work. I co-founded the public adjusting firm Adjuster Groups LLC in 2018, and I am a commercial property owner and portfolio manager for Rodriguez and Valenzuela Holdings, so I know risk from the owner’s side as well.
I was born in Santiago, Dominican Republic, and raised in New York. Today I live and work in Central Florida.
How I can help
- Business owners
Before a loss
I assess your property and operations, show you where you are exposed and help you prepare.
- Dominican business owners
Join or partner with the chamber
Become a member, sponsor a program or bring your business to the Dominican Chamber of Commerce of Florida. Become a member
- Property owners
After a loss
I review your policy, document the damage and handle the claim with your insurance company.
- Disputed claims
Appraisal, umpire and mediation
When two sides cannot agree on the amount of a loss, I serve as appraiser, umpire or mediator to help resolve it.
- Industry partners
Loss consulting
I work with contractors, adjusters, attorneys and mitigation companies as a loss consultant.
- Groups and organizations
Education and speaking
I teach property owners, realtors and business groups how insurance and risk work, in English or Spanish.
Not sure where you fit? Send me a message and I will point you in the right direction.
Send me a messageCompanies and roles
- Founder & Senior Risk Manager
Before the Risk
Pre-loss risk assessments for commercial properties. beforetherisk.com
- Founder & CEO
Dominican Chamber of Commerce of Florida
A chamber serving Dominican-American businesses and the wider Central Florida community.
Also
- CEO & Co-Founder
Adjuster Groups LLC
Public adjusting firm, co-founded in 2018 and operating across 34 states.
- Loss Consultant
GEMJ Services
Loss consulting alongside contractors, adjusters, attorneys and mitigation companies.
- Co-Owner & Portfolio Manager
Rodriguez and Valenzuela Holdings LLC
Commercial property owner and portfolio manager for the company's buildings on Broadway in Kissimmee.
- Founder
Boss Ladies Cigar Club
A cigar club that brings women in business together. See the fun side of business
Credentials
Schedule of licenses and designations| Credential | Status |
|---|---|
| Florida Public Adjuster | Licensed · W456463 |
| Insurance Appraiser | Certified |
| Umpire | Qualified |
| Florida Mediator | Certified |
| Florida Notary Public | Commissioned |
| Associate in Risk Management (ARM)The Institutes | In progress |
| Associate in Insurance AI (AIAI)The Institutes · Applying AI across insurance operations and advocating for responsible AI adoption | In progress |
| Associate in Cyber Risk Management (ACRM)The Institutes | In progress |
| Certificate of completion | Completed |
|---|---|
| Transaction CoordinatorVPM Solutions · Verify certificate | Nov 2026 |
| Insurance for Property Management CompaniesVPM Solutions · Verify certificate | Nov 2026 |
| Run Your Business to Optimal Efficiency with KPIsVPM Solutions · Verify certificate | Nov 2026 |
| Professionalism and CommunicationVPM Solutions · Verify certificate | Nov 2026 |
Mission, vision and values
Mission
To advocate for the people and companies who carry risk exposure and do not know it, and to prepare them before the risk becomes a loss.
Vision
One place where a business finds everything it needs to protect itself: risk assessment, insurance guidance, claim support and trusted professionals. Risk management should be within reach of every business, long before there is a claim.
Integrity
I tell clients what their policy says, including when it is not what they hoped to hear.
Advocacy
The policyholder deserves someone who knows the process as well as the insurance company does.
Preparation
The best claim is the one that was planned for before the loss.
Education
I keep studying, and I teach what I learn to clients, partners and my team.
Community
Business grows when we open doors for each other.
Women in leadership
I make room for women to lead, own and be heard in business.
Preparing young adults
I want the next generation to start their careers knowing how business, risk and professionalism work.
Why this industry
My father worked in construction and my mother ran her own small business. I grew up seeing how much work goes into building something, and how quickly one loss can put it at risk. Insurance is the promise that protects that work. Beyond what I learned from my parents, I found a true passion for what I do. This industry is where I feel most useful, and after more than 20 years I still love the work.
Why these companies
Each company covers a different moment. Before the Risk prepares a business before a loss. Adjuster Groups stands with the policyholder after one. GEMJ Services brings together the contractors, adjusters, attorneys and mitigation companies a claim depends on. Rodriguez and Valenzuela Holdings keeps me on the owner's side of the table, carrying the same risks my clients do. The Dominican Chamber of Commerce of Florida and Boss Ladies Cigar Club build the community and the relationships that help business owners grow.
The future of Maileny
I am working toward a more educated community when it comes to risk, business and professionalism. That means continuing my own education, teaching what I know, supporting women in leadership and preparing young adults, so the next owner starts further ahead than I did.
Contact
maileny.valenzuela@gmail.com
Phone
407-750-0461